Showing posts with label cyber scams. Show all posts
Showing posts with label cyber scams. Show all posts

Swimming With the Cyber Sharks

By Carl Weiss

It is said that the only sure things in life are death and taxes. While this pearl of wisdom has stood the test of time, in the not too distant future there could be an addition to that list: Cyberattack. That's because cyberattacks on businesses and individuals are up nearly 50% in the past year alone. Where cybercriminals used to almost exclusively target big businesses with deep pockets, now that ransomware has become so prolific, small businesses and even individuals are finding their online assets and machines being hijacked. And why not, since most individuals and small businesses offer little in the way of resistance.

Enter the Cyber Sharks
Image courtesy of worth1000.com

Who can forget the opening music to the movie Jaws.  In it’s day, the novel and subsequent blockbuster motion picture was enough to keep people on the beaches and out of the surf.  But as paranoid as many moms became about letting their kids frolic in the waves back in 1975, forty years later we should all be hearing the strains of da-da-dum-dum every time we surf the web.  That’s because while Jaws was a work of fiction, the arrival of schools of Cyber Sharks is all too real.

Just like the real deal, there is no 100% reliable cyber shark repellent that can keep someone from putting the byte on your computer, tablet and/or smartphone.  Even worse is the fact that while individuals are woefully unprepared to be hacked, what’s even worse is the fact that many of the devices connected to the Internet of Everything have absolutely no protection whatsoever.

Literally everything from appliances to medical devices to automobiles are rapidly becoming web-enabled.  While this provides the public with even more interactivity, it also provides hackers with more ways to get to consumers and business owners. Just as most people make the mistake of thinking their smartphone is a phone instead of a computer that you can talk on, nearly everyone doesn’t realize that the average automobile being built today have 100 lines of code onboard.  Many are now Wi-Fi enabled as well. You don’t have a car with q computer onboard. You have a computer that drives.  Soon, these computer cars will do most of if not all of the driving.  So if a hacker can take control of your car, what does that mean for the passengers and driver?  (On a recent 60-Minutes telecast, hackers gained access to the car in which Leslie Stahl was driving, turning on the lights and windshield wipers.  So this is not a hypothetical possibility.)

Who’s Watching Who?

Courtesy of Samsung.com
Smart Houses and appliances are also becoming more and more commonplace.  They’re also becoming easy pickings for hackers.  If a hacker can crack your home’s security system, this makes breaking and entering child’s play.  Don’t even get me started on what a hacker can do to your web-enabled Nanny Cam.  The same smart TV that you just installed in your living room can be hacked with ease, since most contain little or no security.   

A February 24, 2015 blog by CNN reported: Earlier this week, we learned that Samsung televisions are eavesdropping on their owners. If you have one of their Internet-connected smart TVs, you can turn on a voice command feature that saves you the trouble of finding the remote, pushing buttons and scrolling through menus. But making that feature work requires the television to listen to everything you say. And what you say isn't just processed by the television; it may be forwarded over the Internet for remote processing. It's literally Orwellian.

What’s really scary is the fact that last year alone more than 10,000 smart appliances were hacked, according to leading US security firm Proofpoint.  Once inside your smart TV or refrigerator, hackers can then gain access to other web-enabled devices.  Believe it or not, your refrigerator can spam your smartphone, laptop or tablet once infected.  Even if your device does come with some semblance of security, unless the protection is updated on a regular basis, it’s only a matter of time before a hacker will prevail.

How Do I Hack Thee?  Let Me Count the Ways.

So many smart devices…So little time.  Everything from wearables to medical devices are becoming vulnerable to hacking.  Symantec reported on March 12 that: “All of the devices failed to check whether they were communicating with an authorized server, leaving them open to man-in-the-middle attacks. One out of five devices did not encrypt communications and many did not lock out attackers after a certain number of password attempts, further weakening their security. All of the potential weaknesses that could afflict Internet of things systems, such as authentication and traffic encryption, are already well known to the security industry, but despite this, known mitigation techniques are often neglected on these devices”

Image by culturedigitally.org
While Symantec’s report was referring to smart appliances, in October of 2014, the US government told the FDA to start taking medical device security seriously while citing the same problems that smart appliances were facing.  The next time you go to the hospital for a dialysis treatment or to get your pacemaker checked out, you might like to ask your physician about the inherent hacking vulnerabilities of these systems.

The number of ways that hackers can get into your devices is staggering. Below are some of the most popular tools of the hacker’s trade:

  1.    Sniffers are programs or device that monitors all data passing through a computer network. It sniffs the data and determines where the data is going, where it's coming from, and what it is. In addition to these basic functions, sniffers might have extra features that enable them to filter certain types of data, capture passwords, and more. 
  2.     The Hex Dump (aka Voodoo) - When an electronic device is manufactured, it is programmed with firmware.  Hacking firmware is simply a matter of buying a programmer that can receive the memory dump and transmit it to a computer where the code can be altered.  Then transmit the modified code back to the device.
  3.    Attacking Defaults – Virtually every piece of hardware on the market comes with a set of standard defaults, including username and password that provide access to the system.  Since most people do not change these default settings, this is the easiest way to exploit a system.
  4.    SQL Injection – While it sounds like a medical procedure, what an SQL Injection attack are conducted by entering unexpected entries into a database and then probing the returned error messages to reveal information that can be used to hack the system.  For instance, by entering metacharacters like #$%^ into a field that processes only alphanumeric information, the database could be tricked into revealing the contents of the database, or in some other way compromise an SQL server. 
5. DDoS Attacks - Directed Denial of Service Attacks occur when hackers flood a targeted website with so much bogus traffic that it brings the victim's server to a halt.  This is usually followed by a demand for payment in order to restore service.
6. Data Extortion - Most people aren't aware that their data can be hijacked and held for ransom.  This can take a number of different forms, including threatening to release sensitive information stolen from a machine, to locking a legitimate user out of their own website or machine by changing the password.  Just as with DDos attacks, all too many extorted users don't realize they've been hacked until a ransom note appears demanding payment.  Even worse than DDos attacks, non-payment in this case can result in your website or data being erased.  (Lately, online extortion has also extended to threats of having one's reputation smeared online unless payment is rendered.)
7. Ratting - Remote Administration Tools are an increasingly popular and insidious means of hacking everything from laptops to tablets and smartphones.  Once successfully deployed, a ratted machine is literally under the control of the hacker.  Ratted machines can not only be rifled for information, but their webcams and built-in microphones can be surreptitiously turned on, allowing the rat to become the equivalent of a cyber peeping Tom.  (There have been a number of high profile celebrities who have been ratted, resulting in compromising photos and videos making the rounds online.

Courtesy itunes.apple.com
While all of the abovementioned tactics require a bit of technical knowhow, there are many other hacking programs and devices that can be bought online.  There are also online forums, hacking blogs and clubs that teach hackers the tools of the trade.  There are also annual hacker conventions and hackathons such as the one held yearly in Las Vegas.  If you don’t believe me, simply google, Hacking devices available online.”

The real danger is that the Cyber Sharks have the upper hand since detection, much less prosecution is hit and miss at best.  Meanwhile hacking continues to proliferate nearly unchecked.  CNN recently reported that in 2014 hackers exposed the personal information of 110 million Americans, roughly half of the nation’s adults.

 So the next time you turn on your Smart TV or start your web-enabled car, don’t be surprised if the sound you hear emanating from your surround speakers is something like, “Da-da, dum-dum.”

 Carl Weiss is president of Working the Web to Win, an award-winning digital marketing agency based in Jacksonville, Florida.  You can listen to Carl live every Tuesday at 4 p.m. Eastern on BlogTalkRadio   



The 12 Cons of Christmas

By Carl Weiss

Image courtesy of fanpop.com
You may have heard of the 12 Days of Christmas, but what you probably haven't heard about are the 12 Cons of Christmas. In their efforts to "liven up" the holidays, cybercriminals this year are going to act like the Grinch in their efforts to ruin your holiday spirit. So in this season of giving I though it only appropriate to give all of our loyal readers the lowdown on the top 12 cyberscams that you can expect to see this yule.

On the First Day of Christmas my true love said to me, you won’t believe what I found under the tree.

Santa has nothing to do with the multitude of offers you will find online this shopping season that are too good to be true.   A recent blog on Democrat and Chronicle quoted attorney Eric Schneiderman as saying,
“As the holiday shopping season kicks off and more consumers plan to shop online, there are simple steps you can take to avoid scams and protect your personal data. Consumers should know how to spot fake websites and deals that are too good to be true.”  Schneiderman warned that when shopping online, consumers should only use secure Internet connections and only process online payments on web pages that are HTTPS verified to protect themselves against fraudulent companies.” 
This is good advice.  But the first warning sign of an impending cybercon should be prices for merchandise way below retail or wholesale value.  You also need to make doubly sure that the website you thought you were clicking onto is indeed the one you arrived at.  Cybercriminals are amazingly good at creating knockoff websites that look just like the real deal.  The only difference would be a subtle spelling difference in the url.  So be warned and be safe.
On the Second Day of Christmas my true love said to me, look what I won honey!
en.wikipedia.org
A variation of the offers-too-good-to-be-true would have to be contests that notify you that “You Have Won!”  First of all if you are unfamiliar with said “contest” do not accept the email, much less click on the link.  If you do go there odds are you are going to be asked for additional personal information “needed” to send you your prize, or you might even be asked for a credit card number to “cover shipping.”  They don’t call them Con Tests for nothing folks.  Give the Grinch the boot.

“Consumers should be suspicious of any email, messages, or posts on social networks promoting giveaways or contests that seem too good to be true, e.g., free high-value gift cards, tablets, and smartphones. These “contests” are often scams designed to bilk consumers out of money and/or to collect consumers’ personal information for resale. Genuine sweepstakes and contests are commonplace on the Internet; however, you should avoid any contest or promotion that requires you to pay money or to perform any sort of financial transaction. Also, think twice before participating in promotions that require entrants to register with multiple third-party websites; often these are ploys to build marketing lists. Promotions that require users to provide more than simple contact information may even be phony or run by scammers who resell consumer information to collect referral fees!”

On the Third Day of Christmas my true love said to me, let’s help this charity!
While giving to a legitimate charity is a noble act, you need to be extra careful to whom you donate your hard-earned money.  Fake charities are a real menace to consumers and business owners alike.  Before you donate, make sure you navigate your way to a legitimate charity.  A blog by Credit.com titled “4 Ways to Avoid Charity Scams” advises,

“It’s so easy to click on a link in your email, break out your wallet for a sympathetic caller or open a site from Facebook — but resist the impulse. When you decide to donate, go directly to the website of the organization to whom you want to give your money, rather than taking a shortcut. Not only could your dollars never reach their destination, you could end up downloading malware or leaving yourself open to identity theft.”

On the Fourth Day of Christmas my true love said to me, look what a little birdy told me.
Zazzle.com
As I have pointed out in many other blogs, always be doubly suspicious of email that was supposedly sent to you by a friend or family member that simply contains a line and a link along the following, “You need to check this out!”  The only thing you’re likely to check out next is the local PC Doctor to help you eliminate the malware you just unleashed on your system.  Even worse, some of the latest hacking software can even robotize your system, not to mention rifle it for any contact emails for your family and friends.  How do you think they got your address in the first place?

On the Fifth Day of Christmas my true love said to me, check out my new USB.
Other than clicking on ads or email links, the quickest way to infect your system is to plug in a Free USB.  If you will recall, this is how Iran’s Nuclear program was infected with the Stuxnet virus.  One of their personnel inadvertently picked up a USB that was left lying around only to plug it into a terminal.  So if you should be sitting in a coffee shop or copy center and see a USB lying around on a table unattended, DO NOT TOUCH IT.  You will thank me later.
On the Sixth Day of Christmas my true love said to me, let’s grab a cup of coffee.
From precisionnutriton.com
Speaking of coffee, you also need to be very wary of using public wifi these days.  As of late everything from coffee shops to airport terminals and  public wifi systems at hotels have been targeted by hackers in order to gain access to unprotected systems.  There was even a report of a number of hotels in Japan that were infected with an insidious malware subroutine that was designed to target specific high-value executives in order to aid and abet corporate espionage.  Personally, I never connect to public wifi.  I use my cellphone to launch a wifi hotspot.  If you do insist on using public wifi then you should have at least three layers of anti-virus and anti-malware to protect you from unwanted intrusion.  Because your real wake up call might not be that double mocha latte after all.
On the Seventh Day of Christmas my true love said to me, let’s get some money.
Here’s the rub, it isn’t just your personal electronics that can be hacked.  So can everything from ATM machines to gas pumps.  Cybercriminals use credit card skimmers that are designed to grab your credit card information or your pin numbers.  Thieves have also been known to install their own cameras in order to record your PIN as you enter it in public kiosks.  So make sure you cover the keypad with your hand before entering any PIN.
On the Eighth Day of Christmas my true love said to me, I got a call from somebody.
Thieves are also not averse to getting on the phone, impersonating a lender, credit card company, or even the IRS in order to try to pressure you into divulging personal information.  While breaches of major retailers involving tens of millions of stolen cards have and will continue to take place, when in doubt you should call the number of the bank or the one on the back of your credit card to make absolutely sure you are not being conned.
On the Ninth Day of Christmas my true love said to me, our package is in jeopardy.
blog.ted.com
Here’s another newsflash: The US Postal Service, UPS, Fedex and other legitimate shipping companies will not send you an email if a package is hung up in transit.  But cyberthieves will send you an email that links to a clone of the shipper’s site in order to fleece you.  Again, when in doubt call the company directly.  Do not click on a poisoned link.  And never, EVER divulge personal or financial information unless you know to whom you are speaking. 

On the Tenth Day of Christmas my true love said to me, have you ever been to Bimini?
Along with bogus product come-ons are travel deals that offer to Save You Big $$ on last-minute trips.  While there are a number of legitimate travel purveyors that specialize in last-minute trips, they will not solicit you via spam email.  You are required to opt-in and register with them.  The last thing you want to do is schedule a trip that takes you nowhere but to the cleaners.  Travelers Beware.
On the Eleventh Day of Christmas my true love said to me, look at the card we got from Sonny.
Digital e-cards are sure to bring a smile to your face unless they are not from the person you thought they were.  While you might be thinking season’s greetings, cyberthieves are into season’s greedings by hoping to get you to click on a fake link that instead of bringing a twinkle to your eye will instead give you a case of merry Malware.  Again, never click on a link unless you are sure that it is from a legitimate e-card company like jibjab.com.  (Also make sure you mouseover the link in order to detect if the url on the card or email is the one you are going to be taken to.  If you mouseover the link and the url that is displayed at the bottom of your browser does not match up with the link on the email, don’t go there or you will soon have a case of the Ho-ho-holiday blues.)
On the Twelfth Day of Christmas my true love said to me, let’s try this free app honey.
As they say, there’s no such thing as a free lunch.  And when it comes to free apps, user beware.  Man of them are designed by and for cyberthieves.  Like a vampire, these denizens of the dark hope to get invited into your private space so they can put the byte on you.  Before loading any app you need to check them out in advance.  Google their reviews and use protected sites such as googleplay, or itunes or tucows.com since these sites vet their apps to make sure they aren’t carrying any unwanted presents.
When he isn't playing Santa, Carl Weiss is CEO of Working the Web to Win based in Jacksonville, Florida.